There are many options available to help guide you into a well-planned retirement. Consulting with an experienced registered financial advisor will educate you in making decisions that are best for you and your family.

Here are just a few samples of your retirement options:

401K - A 401k is a retirement plan allowing employees to contribute a certain percentage of wages earned into a tax-deferred account to save and invest for retirement. Some employers offer participants matching funds as part of a benefits package or company incentive.

Roth IRA - A Roth IRA is an individual retirement account from which you can withdraw your earnings completely tax free any time after you reach age 59 1/2, provided your account has been open at least five years.

Annuity - an annuity contract is created when an insured party, usually an individual, gives a life insurance company money that will later be distributed back to the insured party over time. Annuity contracts traditionally provide a guaranteed distribution of income over time.

Estate Planning - Estate planning is the process of anticipating and arranging for the disposal of an estate. Estate planning typically attempts to eliminate uncertainties over the administration of a probate and maximize the value of the estate by reducing taxes and other expenses.

Life Insurance - A form of insurance on the life of a person. If the person passes, then the insurance policy pays out a sum of money to the policyholder (such as a person's family).